Sunday, August 17, 2014

PRUmy Child - Pregnancy & Child Care Benefits

Give your child a head start in life and protect him before he is born

 Aiming to give you peace of mind, the new Infant Care benefit under PRUmy child provides protection during the crucial prenatal, neonatal and post-natal periods.
Infant Care* benefits at a glance
  • Offers your child protection during the crucial pregnancy and infancy periods under the Pregnancy Care Benefit and Child Care Benefit.
  • Covers Neonatal Jaundice that requires phototherapy treatment within the first 60 days from the birth of your child.
  • Covers admission into Intensive Care Unit/ High Dependency Unit within the first year from the birth of your child, whether due to premature birth or other illnesses or conditions, for up to 60 days.
  • Covers incubation during the first 60 days after the birth of your child.
  • Covers 15 congenital conditions up to your child reaching 2 years old. 
 * Optional benefit subject to underwriting and additional premiums for 2 years and purchased within 18 to 35 gestational weeks.

Who can apply?
You can take up this plan for your unborn child as early as 18 weeks up until 35 weeks into your pregnancy and if you are between 18 to 45 years of age next birthday.
15 Covered Congenital Conditions 
Congenital Conditions Covered
Infantile Hydrocephalus
Cerebral palsy
Spina Bifida
Congenital Cataract
  Eyes, Ears, Nose and Throat
Congenital Deafness
Cleft Lip and/or Cleft Palate
Ventricular Septal Defect
Tetralogy of Fallot
Atrial Septal Defect
Transposition of the Great Vessels
Coarctation of the Aorta
Oesophageal astresia
Trachea-oesophageal fistula
Congenital Diaphargmatic Hernia
Anal Atresia

How the Coverage Works?