Tuesday, August 21, 2012

Medical Claim Questions

If I have claimed out RM 20K from my medical card, and I have a RM 100K Life/CI sum insured. Will the RM20K claim reduces the RM100K life/CI to RM 80K? No, it will not reduce the Life/CI amount as the medical card has a separate annual & lifetime limit. Any medical claims will only reduce the annual/lifetime limit and does not affect your cash values or Life/CI claim (Question contributed by Pandah @ Aug 21, 2012 from LYN Forum).